RSS

More Articles by Wendy McCance

If you are enjoying these articles by Wendy McCance and want to read more, please check out the following sites below.

http://searchingforthehappiness.com  When stopping by, please check out: http://www.searchingforthehappiness.com/?p=2833 to get more traffic to your own blog or website FREE.

https://www.facebook.com/searchingforthehappiness  When stopping by, please take a moment and like us.  Thanks so much.

 

 
Leave a comment

Posted by on June 17, 2013 in blog, writer

 

Tags: , , , , ,

New Website

For anyone who has been following my blogs, I would like to announce that Searching for the Happiness is changing sites.  The new site for this blog is http://searchingforthehappiness.com

Please stop by and check it out.  Don’t miss the Special Offer page.  If you have a business, blog or website you would like to promote, please leave a link with description in the comment section of the special offer page.

Thanks for the continued support,

Wendy

 
4 Comments

Posted by on March 21, 2013 in business, career, personal

 

Tags: , , , ,

Money Back for First-Time Homeowners

Article by Wendy McCance

If you live in Michigan and are thinking about purchasing a home, here is just one more reason that now is a good time to buy.  The Michigan State Housing Development Authority (MSHDA) has a grant program in place called the Homebuyer Assistance Grant Program.  This grant is for individuals who are interested in purchasing a single-family, owner occupied, principal residence.

The program supports non-military as well as military homebuyers.  Non-military homebuyers can receive up to $3,000 and Active military and veterans can receive up to $5,000.  Neither grant can exceed 25% of the sales price of the home.  The best part of this offer is that there is no lien and no repayment required!  There is also no sales price or income limit to qualify.

Cash back at closing is limited to the amount the buyer pays into the transaction outside of closing.

To get more information on the Homebuyer Assistance Grant Program, please go to: http://www.michigan.gov/documents/mshda/Terms_Guidelines_Homebuyer_404166_7.pdf

 
4 Comments

Posted by on February 27, 2013 in housing, real estate

 

Tags: , , , , ,

Good News for People who Have Faced Foreclosure or are Looking for a Loan Modification

With all of the bad news associated with foreclosures and loan modifications, it’s nice to hear some good news. The Michigan State Housing Development Authority (MSHDA) received federal funds from the attorney general for settlements with several bank mortgage servicers.

Basically, if you went through a foreclosure with a participating bank in 2008-2011, you may be eligible for a cash payment.  If you are a current borrower serviced by one of these banks, you may be eligible for a loan modification or another refinancing option.

The five participating banks are:

  • GMAC/ALLY
  • Bank of America
  • Citigroup
  • Wells Fargo
  • JP Morgan Chase

For more information on this settlement and to see if you qualify, Please call:  1-866-946-7432 or go to http://www.michigan.gov/mshda/0,4641,7-141-45866_45868-285879–,00.html

 
Leave a comment

Posted by on February 27, 2013 in housing, real estate, self-help

 

Tags: , , , , ,

Short Sale vs Foreclosure, What you Need to Know

A friend passed along an excellent article which does a good job of explaining what the myths and facts are about short sales and foreclosure.  I just had to share the link with you, my readers.  If you are struggling with mortgage payments, this is an article that you really should read.

Short Sale vs Foreclosure, 10 Common Myths Busted.
http://www.kcmblog.com/2012/05/09/short-sale-vs-foreclosure-10-common-myths-busted/

 

If you are interested in buying or selling a home, please contact Wendy McCance at:

Real Estate One
26236 Woodward Ave.
Royal Oak, MI 48067
(248) 414-1248 x: 119
wendymccance@realestateone.com
http://www.wendymccance.realestateone.com/

 
2 Comments

Posted by on February 24, 2013 in advice, housing, real estate

 

Tags: , , , , ,

Best Ways to Get More Real Estate Clients

This is the perfect time of year to review your last year as a real estate agent.  While the weather is cold and the client’s aren’t coming out of the woodwork, you should be organizing your papers, planning new advertising strategies and finding new ways to increase your prospects.

I like to go through my social media sites and make sure all of my information is correct and freshened up.  This is also a great time to take a few classes and get them out of the way before the season really goes into high gear.

What I like to concentrate the most on is how to get more clients.  I do a lot of research on the internet, read books, get involved with different networking groups and talk with other realtors.

While doing some browsing on the internet, I found a few sites that I feel might be of value to you as an agent.  there are several things you can do to increase your client base.  I’m sure some of what you read will be information you have heard before.  I’m also sure that there will be some information that will come in handy.

Take a look through the links.  I hope this year brings you twice the success of the year before. :)

http://www.realestatesalesleads.net/marketing/39-ways-to-generate-new-real-estate-sales-leads/

http://www.salespractice.com/forums/t-1700.html

http://realestate.about.com/od/marketingforrealestate/Marketing_for_the_Agent_Brokerage_and_Client_Properties.htm

http://neilschwartz.net/

If you are interested in buying or selling a home, you can contact Wendy McCance at:

Real Estate One

26236 Woodward Ave
Royal Oak, MI 48067 
248-414-1248 ext. 119
wendymccance@realestateone.com

 

 

 
3 Comments

Posted by on February 15, 2013 in advice, business, career, how to

 

Tags: , , , , ,

What you Need to Know if you Decide to Rent out your Home

The economy has changed the way people are handling their homes.  Most specifically, many people have not been able to sell due to an upside down mortgage so they rent out their home and wait it out.  People often decide to rent out their home until they have enough equity in the home to sell.

In general this can be a great way of making sure you have money coming in and aren’t at risk of losing your home.  It seems like every other person these days is renting out their home and honestly, rental homes are in huge demand these days due to people having poor credit or not enough money to buy a home.

An ideal situation is when you can get a tenant who would like to sign a rent to own deal.  You are renting the home out, but the possibility of those same people buying your home after a certain length of time increases due to the lease you put together.  If the renters decide not to buy, you get an amount of money that is non-refundable because the renters changed their mind.  It’s more of a win-win situation.

The problem arises when you have a renter sign a long-term lease (say for two years) and then want to sell the home before the lease is up.  Sure you might be able to sell the home depending on the way the lease is written up, but the renters can still stay in the home until their lease is up (unless you wrote something in the lease to the contrary).  This means that any potential buyer has to agree to be a landlord for a particular amount of time before they can take over the property.

There are times when this might not be a bad solution.  If you have a starter home that would make a great investment property, having a renter occupying the home might be a plus.  If you have a bigger home though, you won’t attract the investors and most buyers will look elsewhere.

I encourage you to always contact an attorney and have them write out a lease if you decide to rent out your property at any time.  Make sure you understand all of the issues that could arise if you want to sell at some point down the line.  Just because every other person is becoming a landlord these days doesn’t mean they understand all of the implications of what they are doing.

Research as much as you can.  Get expert opinions and make sure you fully understand what you are about to undertake before you decide to rent out your home.

 
2 Comments

Posted by on February 8, 2013 in business, how to, rental property

 

Tags: , , , , , , ,

 
Follow

Get every new post delivered to your Inbox.

Join 1,159 other followers

%d bloggers like this: